People usually keep their heads in the clouds when going on vacation with their family and they rarely plan for any sort of emergency. However, the devil never sleeps and your vacation can quickly turn into a trauma if you get hurt. However, if you plan well and keep the following tips in mind in case of an injury, you can get over this ugly stain on your vacation and quickly put it behind you and your family.
Have your insurance at hand
You should never leave the country without your insurance, that goes without saying. Make sure to check your existing policy and see whether it covers everything you might be doing on your holiday. For example, if you love extreme sports and want to go hiking, kayaking or windsurfing on your holiday, make sure your travel insurance covers these actions.
Grab some money
In case you get injured, it’s important to have your insurance with you, but also some money. Depending on your destination and your country of origin, you might be required to pay for treatment and hospital stay. However, keep a log of your expenses and ask for receipts so you can get your insurance money back when you get home. Keep in mind that the costs of hospital treatment and stay can be very high abroad. Even if your travel and medical insurance cover these expenses, you will still need to pay for them out of your own pocket and get your money back later.
Hit the hospital
As soon as you injure yourself, rush to the hospital to get proper medical attention. Acting fast will prevent your injury from getting worse and completely ruining your family vacation. Oftentimes, if you treat an injury quickly, you can get out of the hospital faster, reduce pain and complications and speed up your recovery.
Report the incident
In order to play safe, you need to formally report the incident to relevant authorities (the hotel manager, tourist attraction manager and so on). Make sure they log what happened and how it happened into a computer system or a diary. It’s also best to take your own notes and write down time, date and names of people you’ve spoken with. When you’re about to make a claim, this info might be useful. If you’re on your vacation using a package holiday, report to your holiday rep or call tourist agency headquarters. All road or pathway accidents need to be reported to the police or your embassy.
Gather evidence for a claim
If your injury is not your own fault but a fault of a third party and their negligence, you might be eligible for compensation. If you consult an experienced compensation lawyer, they will take a look at your case and make the best out of an ugly situation. You might be owed money for physical, emotional and financial pain you suffered, so make sure to file a claim with a good professional and enjoy some money that will allow you to put your injury behind you.
In order to build a good case, you need to gather evidence. Make sure to talk to any witnesses, ask them to write their version of events and leave contact details. Photograph the location and all your injuries. It’s important to note down dates and times of phone calls, treatments, reports and visits both when abroad and when you come back home. Keep all bills related to your injury, even taxi bills if you were unable to walk and all missed flights and flight change fees.
See a doctor upon return
Even if you feel completely fine and recovered, it’s important to see your GP upon your return. Many times, the levels of service differ from country to country, so it’s important to have a second opinion by someone who knows you and all your health issues. If something has been missed or if you received some ill advice, this will give your doctor a chance to rectify mistakes.
Even before you go abroad, it’s important to be prepared. Make sure to know a few useful phrases in the local language or pack a small phrasebook in your backpack. When you arrive, ask in the hotel about the nearest hospital and medical center and how can you get there the fastest. Many hotels even have a dedicated medical center for guests, so ask about that when you check-in. It’s always good to write down all emergency services numbers for your destination. Most times if you’re in a hurry or in doubt, call 112 or 911 and you will be connected to emergency services. This is a useful trick to know, especially when you’re in shock after an accident and you can’t think straight.
Family holidays are supposed to be fun occasions, but they are not immune to unforeseen events like injuries or accidents. In that case, it’s always better to be armed with knowledge so you can react fast and save your vacation.